FinTech  Project(Individual)

Analyzing FinTech Innovations across Core Domains

Description

This final assignment for the FINA868-FinTech  and  Data  Analysis course is designed to enhance your knowledge and analytical skills within the dynamic field of FinTech.The primary goal is to conduct an in-depth analysis of a selected FinTech company operating in a specific domain,such as PayTech,CreditTech, lnvestTech,InsurTech,or RegTech.The assignment requires you to evaluate the company's key innovations, challenges,and its potential for shaping the broaderfinancial ecosystem.

Your analysis should focus on the company's core technologies,unique competitive positioning,and strategic approaches to overcoming challenges.Additionally,you will explore future trendswithin the chosen domain,   considering  emerging  technologies,market  developments,and  regulatory  changes.Based  on  your  findings,    you are expected to propose actionable and measurable recommendations for the company's growth, diversification,and   sustainability.

The assignment  emphasizes structured,evidence-based analysis,following the  provided  template.It challenges you to apply FinTech concepts from the course while fostering critical thinking and research skills. A strong submission willdemonstrate your ability to connect theoretical knowledge with practical insights, effectively addressing real-world opportunities and obstacles within the FinTech landscape.

Instructions

The instructions outlined below provide detailed guidance on the requirements,submission process,and expectations for successfully completing the final assignment for FINA868-FinTech and Data Analysis.

Type of Assignment:Individual  Assignment °   Weight:40%of the final grade

Assignment Submission:

-Opens  for  access:11:55pm   NZST,Tuesday,18  December  2024

-    Due  date:11:55pm  NZST,Tuesday,28January  2025 -Time   to   complete:4   Weeks

-Submit your assignment via Canvas in PDF or Word document format. -Ensure your file  name  includes  your  student  ID  and  name(e.g.

"123456_JaneDoe_FinTechAssignment").

-Late submissions will incur penalties as per the university's late submission policy. WordCount: 2,500-3,000  words(excluding   references).

°F    inTechCompany and FinTech Domain Selection:

-Appendix1below  contains  a  list  of  FinTech  companies  and  their  corresponding  FinTech  Domains.

-Choose a unique FinTech company for analysis from Appendix 1,or propose a company of your choice, ensuring no duplication(each student must select a unique company).

-An Excel spreadsheet will be shared in the Teams group to log your selection(name,student  ID, selected  company,domain)by  Friday,20  December  2024.

-Changes to selected companies are not allowed after 20 December 2024.

-For  companies  spanning   multiple  domains,clearlydefine  your   primary  focus   in  the   introduction(e.g,

Revolut can be categorized as PayTech,CreditTech,and InvestTech;select one focus area for analysis). -Focus your analysis on the company's impact within the selected FinTech domain.

Marking Rubric

-Familiarize yourself with the rubric provided for this assignment.

-Focus on addressing the key elements of each criterion outlined in the rubric.

APA Style References:

-Use credible academic and industry sources such as journal articles,industry reports,and reputable websites.

-     Ensure a minimum of 10 sources are cited in APA format.

Plagiarism:

-Ensure  your  work  is  original.

-Cases of academic misconduct will be handled perthe university's integrity policy.

Detailed Template and Guidelines

The detailed template and guidelines below will help you structure your work and meet the assignment's academic and professional expectations.

1.INTRODUCTION(300-400 words)

1.1 Define FinTech

In this section,explain what FinTech is and why it has become a critical component of modern financial

services.Discuss its role in reshaping finance,enabling innovative solutions,and addressing gaps in traditional banking systems.

Guiding Question:How does FinTech enhance financial services and contribute to global finance?

1.2 Overview of the Selected Domain

Provide an overview of the chosen domain,such as PayTech,CreditTech,or WealthTech.Discuss its scope,

key services,and its relevance to the financial services industry.Highlight its transformative impact on the way financial services are delivered.

Guiding Question:Why is this domain significant,and how does it address challenges in the financial sector?

1.3 Introduction to the Chosen Company

Introduce the selected company,detailing its mission,vision,and core offerings.Discuss why this company was chosen,focusing on its innovative role and relevance tothe domain.

Guiding Question:What makes this company a noteworthy case study in the FinTech space?

2.ANALYSIS(1200-1500  words)

2.1 Key Innovations

Analyze the company's primary technologies,products,or services and how they contribute to its success. Examine the technical processes it employs and how these differentiate it from competitors.

Guiding Questions:

● What are the company's core innovations,and how have they impacted the domain?

● What technical tools or processes set this company apart?

2.2 Challenges and Solutions

Evaluate the challenges faced by the company,such as competition,regulation,or scalability.Discuss the strategies implemented to address these challenges and assess theireffectiveness.

Guiding Questions:

● What are the company's key operational or strategic challenges?

● How successfully has the company addressed these issues?

3.FUTURE TRENDS (700-800 words)

3.1 Emerging Technologies

Explore emerging technologies or innovations that could shape the future of the domain and assess their potential impact on the company and stakeholders.

Guiding Questions:

● What technological advancements are likely to influence the domain?

● How should the company prepare for these changes?

3.2 Recommendations

Provide actionable strategies for the company to maintain its market position or diversify its offerings.Ensure recommendations are specific,measurable,and directly address the company's challenges and opportunities.

Guiding Questions:

● What steps should the company take to capitalize on future opportunities?

● What measurable outcomes can be expected from these recommendations?

4.CONCLUSION  (300-400  words)

Summarize your analysis,highlighting the company's  key  contributions,challenges,and  potential  impact  on the FinTech domain.Reflect on the company's role as a FinTech pioneer and its alignment with broader industry  trends.

Guiding  Questions:

● What are the keytakeaways from your analysis?

● How does this company represent the evolution of FinTech?